Charm City Credit Service understands dealing with bad credit can be discouraging, frustrating, shameful, and just no fun. We want to learn about your situation and help. Isn't it time to have your credit work FOR you not against you?

As a consumer you have the right to dispute anything on your credit. There are a few qualifying variables that must be met in order for negative information to remain. We will go to bat for you against the Fair Credit Reporting Act to make sure these variables are met. Quite often one or a combination of, are not, and according to the FCRA these items must be removed.

We will work diligently to have the negative items removed such as:

Bankruptcies
Foreclosures
Late Payments
Charge Offs
Collections
Judgments
Tax Liens
Medical Bills
Student Loans
Delinquent Child Support